Saving Early is Key to a Secure Future

The key to successful savings

MainePERS is devoted to providing exceptional retirement plans for participants and their employers, so we are pleased to offer MaineSTART, our 401(a) and 457 Defined Contribution (DC) plans. MaineSTART focuses on the elements that we believe are most important to a defined contribution plan for your employees: simplicity, convenience, and high-quality, low-cost investment funds providing proper investment diversification. Our shared mission with you is to educate employees in how to become successful savers, without having to be investment professionals, and to realize the value of the retirement programs you offer them.

A partner

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We're here to answer your questions

For employers, too, there's comfort in knowing that your plan contact is right here at MainePERS, with contributions and reporting to the same place that you use for pension plan contributions and group life insurance premiums.

Contact: Gary Emery, DC Plan Adminstrator
Phone: (207) 512-3116



Easy for you and your employees to meet the need for a tax-deferred retirement savings program.  


A simple, no-nonsense alternative to complex investment programs that discourage employees from participating, or turn them from prudent savers into amateur traders.


Low-cost Vanguard mutual funds that let more of the participants savings keep working for them.


A high-quality, low-cost, prudent savings plan that employees will use and value.